Peruvians choose to take their money abroad, so is it a good investment alternative?

currently, Peru It is going through a capital flight abroad. This is due to investor concern in the face of uncertainty Policy Economic, which has led to higher prices for the basket of basic foodstuffs, transportation, and trade, among others. This is why people are evaluating other places, off limits to be able to make their investments with more stability and confidence, thus ensuring that they are not harmed.

“An important piece of information that should be highlighted are those recent interviews with different banks in Miami, let us know Whereas between 20 and 30 accounts were previously opened in Peru, between 180 and 200 accounts are opened per month.“, says Daniela Cervantes, General Manager of Prime Axxión, a boutique wealth management company. This is indicative of the trend of Peruvian capital flight observed during the last months of the year.

Faced with this situation, Cervantes recommends:The ideal option would be to maintain bank accounts abroad To avoid holding assets within the Peruvian banking system. What we always recommend is to diversify the banks, but Anyway stay in dollars. The investments that are offered fulfill two needs, make them profitable and protect the money abroad. Providing protection and security for funds and striving at the same time to obtain profits that exceed the local market in United State“, Need.

The specialist points out that the fact that money is taken abroad is an opportunity for growth and then other financial instruments, such as Structured banknotes become an investment alternative for Peruvians who seek higher returns and thus avoid current uncertainty. According to a recent analysis, in 2020, the issuance of structured bonds in the United States grew by 36% compared to 2019, an increase of almost 72 thousand million dollars.

fluid injection

Another point in favor of investing abroad is that the investment market is currently in The United States grew due to the injection of liquidity by the Central Reserve Bank As part of its expansionary economic policy. In addition, the influx of global capital and the advancement of global vaccination have also brought back the dynamism of investments in that country.

High-return investment options are offered to people with Minimum entry amounts on average from $500,000 to $1 million depending on the company and the type of investment being undertaken. Among the companies that provide this service is the hedge fund and real estate investment. However, for small amounts, Cervantes stresses that there are companies like him that allow the customer to do so Participation in the US stock market in instruments that determine the amount to be earned and at what time is estimated, knowing in advance the maximum risk of initial exposure to capital.

Finally, the spokesperson recommends that Peruvian investors who are concerned that their assets will lose value and are still undecided about what to do with them, look more for structured notes and can compare them to products currently offered nationally or in which they are maintaining their investment (interest rates and inflation offset). ).

“We recommend that investments be made in dollars, as it is the strongest currency in the world and is traded in more than 90 countriesMoreover, it is offered as an alternative to the depreciation of the local currency and the majority of commodity prices are priced in dollars.

Read on: