Mapfre wants SMEs to ensure health workers

During the pandemic, 73% of the medical expense insurance paid to people with Covid-19 was because they got this financial protection as a business benefit.

Mapfre is now launching group insurance for major medical expenses for small and medium businesses (SMEs) where companies with five to 50 employees can get this financial protection for their workers’ health.

According to the insurance company, despite the fact that small and medium-sized businesses generate 72% of formal jobs in the country, most of these employees are not protected against unexpected expenses resulting from an accident or illness.

“Despite the fact that small and medium-sized businesses are one of the most prominent economic drivers, their employees have few special options to protect their health,” he said.

Because of the disclosure of this need, the insurance company has made the medical protection product according to your measure, ‘especially for small and medium-sized companies that can cover, through their basic coverage, the concepts necessary for the medical care of their workers – against accidents or diseases.

For example, coverage of hospital expenses, medical fees, diagnostic aid, medication inside and outside the hospital, ambulance transport, rehabilitation and even maternity support are provided at no additional cost.

“Medical protection for your SME metrics can be tailored to the specific needs of each business interested in protecting their collaborators, choosing between four hospital levels and eight options for scheduling tools. It also has more than 15 optional coverage and contract services, so every small business can and mid-size pick those that fit their needs and budget,” Mapfre highlighted.

On his part, Oscar Pineda, Chief Technical Officer of Mapfre, expressed that as a result of the pandemic, the population has become more sensitive to the issue of health, and this type of product, and the benefits offered by the companies they work for, will help. them. To improve the financial outlook towards this item.

He stressed that MAPFR hopes to continue providing these insurances despite the current situation in the country. “How we establish new product offerings is very interesting in these circumstances,” he said.

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